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How It Works
Three simple steps to calculate your annual Zakat obligation accurately.
Enter Your Assets
Input your cash, gold, silver, investments, and business holdings. We'll calculate the rest.
We Apply Nisab
Your wealth is checked against both gold (87.48g) and silver (612.36g) Nisab thresholds.
See Your Zakat
Get your annual Zakat amount (2.5% of zakatable wealth) with a full asset breakdown.
Learn More About Zakat
Educational guides covering Nisab, investments, and how to fulfill this important obligation.
What Is Zakat?
Zakat is the third pillar of Islam — an obligatory annual charity of 2.5% on wealth held above the Nisab threshold.
Read the Complete Guide →Understanding Nisab
Nisab is the minimum wealth threshold (approximately $674 by silver standard in 2026) above which Zakat becomes obligatory.
Nisab Explained →Zakat on Investments
Stocks, ETFs, retirement accounts, and crypto all have specific Zakat rules. Learn how to calculate them correctly.
Investment Guidance →Frequently Asked Questions
Common questions about calculating and paying Zakat.
Who must pay Zakat?+
Any sane, adult Muslim who owns wealth above the Nisab threshold for one full Islamic lunar year (Hawl) must pay Zakat. It's the third pillar of Islam and an obligation, not a recommendation.
What is the Zakat rate?+
The standard Zakat rate is 2.5% of your total zakatable wealth (after subtracting debts). This rate applies to cash, gold, silver, investments, and business inventory. Different rates apply to agricultural produce and livestock.
When is Zakat due?+
Zakat is due once you've held wealth above Nisab for one continuous Islamic lunar year (approximately 354 days, or 'Hawl'). Many Muslims choose Ramadan as their annual Zakat date for the spiritual rewards, though any consistent date works.
Should I use the gold or silver Nisab?+
Traditional Hanafi and Maliki scholarship favors using the lower threshold (silver Nisab), as it captures more wealth for Zakat and benefits more recipients. Some contemporary scholars argue gold Nisab is more practical given silver's reduced relative value. This calculator uses the silver standard by default.
Do I pay Zakat on my home or car?+
No. Zakat is only due on 'zakatable wealth' — productive or stored wealth like cash, gold, silver, business inventory, and investments. Personal-use items (your primary home, your car, household goods, clothing) are not zakatable.
⚠️ Important Disclaimer: This tool provides educational estimates only. It is not a substitute for guidance from a qualified Islamic scholar (alim). For binding religious rulings (fatwa) on complex situations — retirement accounts, mortgages, business partnerships — please consult a knowledgeable scholar in your community.